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The Lovett and Associates Financial Process

Step 1: Getting To Know Each Other

It is our belief that Confidence in retirement only comes from knowing that you're making the best possible decisions for you and your loved ones. The Process is designed to help you take control of your financial future and help ensure that you are making the strongest possible decisions, today, tomorrow and long into the future.

In our first meeting, we'll get to know each other. We'll talk about what your financial objectives are, and what it is that you're looking to do. We will also share a little bit about our financial planning strategies and what we can do to help you pursue your goals.

Step 2: Building Your Financial Plan

In our next meeting we'll work on building your financial strategy which includes:

  • Income Planning
  • Advance Tax Planning
  • Investment & Risk Management Strategies
  • Estate Planning

We'll cover Social Security, Pensions, 401k's, and Medicare, as well as your lifestyle and other aspects of your life that can affect your retirement income. We will also discuss how to protect your financial future from unexpected expenses and life events. A recommended plan will be created through our Retirement Analyzer Software.

By the end of our meeting you'll have a solid understanding of your current financial standing, and what needs to be done in order for you to pursue your financial goals, while still retaining the security and confidence that will allow you to get a good night's sleep at the end of the day.

Step 3: Ongoing & Proactive Management

As life changes, so should your plans. We will meet on a quarterly basis and re-evaluate your financial plan, make adjustments as necessary and that you are on target to help achieve your objectives.

Our financial strategies are chosen based on their ability to help protect our client’s assets during times of market volatility, while still helping capturing market upswings during times of growth. As your fiduciary we will work hard to help protect, preserve and grow your hard earned assets. In addition, you'll always have our CEO, Kendall Lovett who'll be overseeing your accounts as Eric Lovett and Darren Dunn will be working one-on-one with you to pursue your financial objectives.

Step 4: Legacy Planning

As your investments grow and your wealth accumulates, we'll start making preparations for creating a living legacy for you to leave behind for generations to come. We can help you with the safe transfer of your assets from you to your spouse, and the eventual creation of a living legacy.

You'll work with our attorneys, accountants and estate planners we have created partnerships with in Waco, who are all experts in the best ways to safely and securely transfer your wealth from generation to generation. Whether that's in the form of charitable giving, inheritance, or trusts, we'll help you leave the legacy you deserve.

Our Commitment To You

Our commitment is to always put your interests first, and do our very best to help ensure that your assets are protected as best as possible. Here at Lovett and Associates, we're committed to treating and protecting our clients like family. Rediscover what it means to have confidence again.

*For a comprehensive review of your personal situation, always consult with a tax or legal advisor.  Neither Cetera Advisors LLC nor any of its representatives may give legal or tax advice.

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